Increase Sales With
Health Benefits & OTC Acceptance
Unlock new revenue by accepting health benefit cards for over the counter (OTC) products, healthy foods, and everyday wellness essentials.
Trusted Nationwide
By More than 25,000 Merchants
Access a $7.1B Market*
As of 2021, health plans allocate $7.1 billion each year for OTC allowances for enrollees. By accepting OTC benefits, your store can tap into this expanding market.
$400 Avg. Consumer Credit*
With nearly 18 million consumers receiving an average of $400 annually in OTC allowances, you have a ready audience looking to spend their benefits at participating retailers.
Boost Loyalty & Acquisition
By accepting these benefits, you position your store as a trusted destination, increasing foot traffic and customer loyalty. Delighting customers by helping them access “found money”.
See the CHEXIT™ Difference
Watch How We Simplify The Checkout Process
Why Choose CHEXIT™?
The Best Way to Accept
Health Benefit Payments
Our solutions are built to help your business with easy and reliable payment processing of OTC, healthy foods, and wellness essentials specifically designed to fit the needs of merchants like you.
Driving Customer Success
Instantly verify card status, funds, and eligibility to streamline your checkout process. Reduce wait times and errors, enhancing customer satisfaction and loyalty with every health benefit transaction!
Easy to Set Up Solution
Our expert, 24/7 customer service team is ready to help you make your payment system compatible with new revenue opportunities.
Clear & Competitive Pricing
CHEXIT™ offers predictable, competitive processing fees, helping retailers manage costs effectively.
Driving Customer Success
Instantly verify card status, funds, and eligibility to streamline your checkout process. Reduce wait times and errors, enhancing customer satisfaction and loyalty with every insurance benefits transaction!
Easy to Set Up Solution
Our expert, 24/7 customer service team is ready to help you make your payment system compatible with new revenue opportunities.
Clear & Competitive Pricing
CHEXIT™ offers predictable, competitive processing fees, helping retailers manage costs effectively.
Expand Your Services with CHEXIT™
Give Your Customers More Ways to Pay While Saving Big on Payment Processing
Serve SNAP recipients and grow your customer base.
Lower cost for credit and debit payment processing.
Simplify transactions and boost checkout efficiency.
How to Start Accepting Health Benefits and OTC
Simple, step-by-step set up so you can start accepting health benefit payments in no time.
Step 1 – Opt In
Agree to accept health benefits at your store.
Step 2 – Share Info
Provide basic business details to our sales team.
Step 3 – Sign & Confirm
Review and sign your contract with pricing and terms.
Step 4 – Send Inventory List
Email your itemized price book or inventory list for upload to CHEXIT.
Step 5 – Configure Device
We set up your device to accept health benefits and other payment types.
Step 6 – Announce
Announce your new payment type to your customers! Hang up your signs!
Step 7 – Start Transacting
Receive your device and begin accepting health benefits payments immediately!
FAQs
What are health benefits and OTC?
Health benefits are allowances provided by the government or insurance companies that enable recipients to purchase specific non-prescription health and wellness items, such as healthy foods and over-the-counter (OTC) pharmaceuticals, at your store. These programs are highly regulated, requiring strict compliance with industry standards. To ensure seamless processing and adherence to all regulations, you need a processor with deep expertise in this space—like CHEXIT™.
Which health benefit cards can I accept with ChexIT?
The ChexIT app is directly connected to the S3 Network, so all S3 health benefit cards are accepted today. FIS Filtered Spend cards will also be supported soon.
Why should I accept health benefits at my store?
Many of your customers likely receive Medicare Advantage or other benefits that must be spent each month on
items like healthy foods, over-the-counter remedies, and wellness essentials. If you already carry these products, you
could be tapping into a new, incremental revenue stream—don’t miss out on this opportunity!
What items can be purchased with the health benefit card?
Eligibility varies by plan, but many of your current products may qualify. See examples below.
| Category | Typical Coverage with S3 Card |
|---|---|
| Fresh foods & produce | Eligible items like produce, beans, whole grains |
| Over‑the‑counter products | OTC pain relief, vitamins, first‑aid, supplements |
| Baby & maternity care | Formula, diapers, prenatal vitamins |
| Household health products | Sanitizers, hygiene, cleaning supplies |
| Assistive / durable equipment | Braces, canes, walkers, oxygen equipment |
| Dental / vision / hearing | Exams, contacts, frames, hearing aids (plan‑specific coverage) |
*https://www.chpa.org/sites/default/files/media/docs/2021-10/MA%20OTC%20Full%20Report.pdf
Ready to Grow Your Revenue?
Connect with us today and see how easy it is to start accepting insurance benefits payments through Chexit.
Easy to Use
Secure
State of the Art
CDE Services, LLC is a registered Independent Sales Organization (ISO) of Wells Fargo Bank, N.A., Concord, CA., and Pathward, N.A., Sioux Falls, SD. CHEXIT is a brand of CDE Services, LLC. All trademarks are the property of their respective owners.
